If you are reading this, then chances are you have received a postcard from me asking you if you have considered a short sale for your home. You are probably wondering why I have sent you this card, and perhaps even what a short sale is.
My resources have identified you (or rather your property) as a “property of interest” to your lending institution. Your bank is reviewing your mortgage and your property for further information. Generally this means ( but not always) a delinquency. This is usually triggered once a payment becomes over thirty days late.
Right now, nationally one in ten mortgages are behind in payments, with countless others who are upside down, and struggling to continue making payments. So although it may be little consolation, if you are unable to make your payments, or are having a hard time doing so, you are not alone.
The question becomes, what can you do to remedy this situation. Perhaps a loan modification, if you are attempting to stay in the home. Or perhaps a short sale, or a deed in lieu of foreclosure, if you are attempting to sell, or relieve yourself of the debt. Click here for my page and more information on short sales, and the different options you may have.
Whatever your situation is, I would like a few minutes of your time to discuss your possibilities.
Give me a call today.